Tradie Daily

We make home repairs simple, transparent, and stress-free by connecting you with trusted professionals and seamless service experiences.

Debtor Finance

Access funds from unpaid invoices and keep your business moving forward.

Debtor Finance Made Simple

Keeping cash flow healthy is important for any business, but waiting weeks or months for customers to pay can create challenges.

We help businesses access funds from unpaid invoices sooner, so you don’t have to wait for customer payment terms to end. This can help keep your business running smoothly and provide extra cash flow for everyday expenses when needed.

Many businesses use debtor finance to pay staff, cover supplier costs, purchase stock or support growth.

At Tradie Daily, we help businesses compare debtor finance options from 40+ lenders, making it easier to find a suitable solution.

Why Choose Us?

Four great reason why you should choose us!

Access to 40+ Lenders

Compare debtor finance options from a broad network of Australian lenders, helping businesses access flexible funding solutions tailored to their cash flow needs.

Working Capital Access

Access cash from unpaid invoices to manage expenses while waiting for customer payments.

Personalised Guidance

Work with finance specialists who understand the challenges of managing business cash flow.

Flexible Funding Solutions

Funding can increase alongside your sales growth and invoice volume, providing flexible access to working capital as your business expands.

Our Features

Here are the features that we offer

FUNDING TERM

Flexible & Renewable

FUNDING LIMIT

Up to $250k

Rates

Options from an extended lender panel

Fees

No loan fees or early termination fees available

Repayment frequency

Weekly, Fortnightly, Monthly

Types of Debtor Finance

Choosing the right car finance ensures you attain the most suitable option for your circumstance.

Invoice Finance

Access a percentage of your outstanding invoices before your customers pay. This can help improve cash flow and reduce the impact of long payment terms.

Trade Debtor Finance

Convert outstanding accounts receivable into working capital that can be used to support day-to-day business operations.

Cash Flow Finance

Improve access to working capital to cover business expenses, payroll, stock purchases and growth opportunities.

Frequently Asked Questions

Answers to some of the most asked questions by our clients.

What can debtor finance be used for?

Many businesses use debtor finance for:

  • Payroll
  • Supplier payments
  • Stock purchases
  • Growth opportunities
  • Day-to-day operating expenses

Many facilities can provide access to funding within 24 hrs after invoices are approved, although timeframes vary between providers.

Commonly requested documents include:

  • ABN details
  • Business financial information
  • Accounts receivable reports
  • Customer invoice records
  • Bank statements

Debtor finance is commonly used by:

  • Tradies and contractors
  • Labour hire businesses
  • Transport and logistics companies
  • Wholesalers and distributors
  • Manufacturers
  • Professional service businesses

Yes. Debtor finance is specifically designed to help businesses bridge cash flow gaps caused by extended payment terms.

Simply exploring your options won’t affect your credit score. If you choose to proceed, the lender may conduct further checks as part of the assessment process.